If the other party’s insurance company contacts you after an accident, avoid speaking with them directly without legal advice. Insurance adjusters are skilled at gathering statements that could be used to reduce or deny your claim. instead , refer them to your lawyer to ensure all communications are handled strategically.

Gather all relevant documents, including police reports, accident photos, witness statements, and medical records. Review your own insurance policy to understand your coverage and reporting requirements. Promptly notify your insurance company about the accident, providing only basic facts like date and location while avoiding discussions about fault.

Be careful with your statements, stick to facts and avoid speculating about fault. Even casual phrases like “i’m sorry” can be misinterpreted as admitting responsibility.  By taking these steps, you can safeguard your claim and improve your chance of receiving fair compensation.